TransHost
	Our unending quest for excellence and continued efforts in developing and providing innovative and quality software solutions has enabled organizations in various industries to increase productivity and become more competitive.
	Host   Transnet Host is a full featured On-line Electronic Payment Processing system harnessing the power, scalability and ease of use of a client/server computing model. Transnet's client-side graphical user interface (GUI) makes it easy for you to customize and configure operation to meet your specific functional requirements. The sytem also performs highly specialized functionalities which include communication handling (ASYNC, TCP/IP, SNA, BISYNC, X.25, etc.), message format conversions (ISO-8583, VISA I, VISA 2, and other proprietary formats), effective monitoring of the system and report generation.   The system is composed of four modules namely: Switch, Debit Card System, Credit Card Authorization System and Electornic Data Capture System. Each of these modules is designed to perform specific task and functionality to address unique technology and lifecycle requirements of a complex Electronic Payment Sytem. These modules can be purchased as one package or can be bought seperately depending on your needs.   Switch It is taken for granted nowadays how most ATM machines can accept your card and dispense money, even if your bank does not own the said machine. This process is achieved by having the financial institution owning the ATM (also known as the Acquirer) submit the transaction to an ATM network. The network in turn will route and deliver the transaction to the corresponding financial institution which has the database of your account (also known as the Issuer). If the account has sufficient funds, the issuer will send its response to the ATM network which will then route it back to the acquirer. The acquirer then gives the go signal for the ATM to dispense money. Likewise, POS terminals in merchant locations work in similar fashion as the ATM switching principle described above   To make an ATM/POS network switching possible, we developed a product called the Transnet Switch. The software's main function is to allow POS terminals or ATM machines to be shared among financial institutions. The system is designed to be connected to other computers who wish to join the switch network. Each connection point is called a node and each node can act as an acquirer, issuer, as another network switch, or a combination of all these functions. It adheres to industry-standard ISO-8583 financial message formats for communication interchange between nodes. Furthermore, the system also performs cutoff / settlement function which can help in expediting payments among member nodes. Cutoff / Settlement can be configured to work automatically by creating a calendar of schedules or can be manually done by an operator. It can also generate reports reflecting the total amount of transaction acquired from the network and figures for the interchange fees involved. In addition to this, the Transnet Switch also performs other intelligent network functions which will allow it to determine the status of the nodes connected , whether they are on-line or off-line. All in all, this translates into a significant financial impact and can provide an exceptional opportunity and benefits for processing centers and financial institutions to generate income and strengthen customer relationship.   CREDIT CARD AUTHORIZATION SYSTEM Card issuers and processing centers who wish to handle authorization of credit card transactions originating from merchants locations can now easily handle this service with the use the Transnet Credit Card Authorization System. This full-featured system can be configured to support all types of major credit cards such as VISA, Mastercard, American Express, Diners, JCB and others, as well as other proprietary cards such as fleet cards, private label cards, custom cards and a lot more. The main objective of the host system is to check the validity of a credit card transaction by verifying if the cardholder has adequate funds as compared against his corresponding line of credit which is stored in a positive file list. A positive file is a database containing pertinent information such as cardholder account nos., credit limits, frequency limits and other important data required for the authorization process. The system can accept transactions coming from a dial-up POS terminal or a network solution via a leased line. It includes complete status-monitoring tools and can generate different kinds of reports.   DEBIT CARD SYSTEM The Transnet Debit Card Authorization System is a comprehensive system designed to provide financial institutions and processing centers the capability of handling secured real-time electronic transactions for debit cards using ATMs and POS terminals. It features "round-the-clock" 24x7 operational capabilities and a fast transaction turnaround time. The systems flexibility allows it to handle different debit card transaction types such as withdrawals, balance inquiries, POS debit and a lot more. In addition to this, secure card validation is enforced by using encrypted Personal Identification Numbers (PINs) utilizing industry-standard encryption mechanisms via high-end ATALLA security modules.   ELECTRONIC DATA CAPTURE SYSTEM The Transnet Electronic Data Capture System is an online data capture system that provides acquirer processing centers with the ability to collect credit card data in batches transmitted from POS terminals at merchant locations. The system also features optional forwarding of captured data to other processors.   TIME AND ATTENDANCE MONITORING SYSTEM • The Time and Attendance Monitoring System (TAMS) is a highly specialized mechanism which effeciently records and maintains employees' time records. It has extensive report-generating capabilities that assist any Personnel Department in generating management reports which are tedious and time consuming to prepare if manually done. It is a fast, efficient and error-free timekeeping system which does away with the tiresome and wasteful process of manually recording employee attendance for record-keeping and payroll purposes with the use of Verifone terminals. An employee can either swipe a plastic ID card with an encoded magnetic stripe on a Verifone terminal or manually encode his identification number using the terminal keys. TAMS will automatically capture the employees' attendance data such as date, time and I.D. no. and store it inside the Verifone terminal (data can then be uploaded anytime to a Host Computer via direct RS232-C serial cable connection or dial-up telephone lines for terminals located in remote areas) or it can be transmitted directly to a Host Computer. The system can also be configured to work with any other Payroll System available in the market.   Health Insurance Inquiry System • Health Service Providers who want to have instant online access to a specific member's information via a Verifone POS terminal, the Health Insurance Inquiry System is the perfect tool for it. With the use of magnetic stripe cards where the member I.D. is embedded and swiped to a Verifone POS card-reader terminal, the system can acquire member status information from the Host Computer in a matter of seconds. The Health Insurance Status Inquiry System comes complete with extensive logging of all transaction requests, status monitoring and generation of required reports.